We Know: All About Water DamageHow does water damage occur?The intrusion of water or moisture on material over a period of time will cause water damage. Water damage can occur as a result of a burst pipe, a leaking roof, or a malfunctioning pipe while you're away on vacation. Natural disasters such as floods, hurricanes, tornadoes, and wildfires can also result in substantial water damage. Any type of standing moisture is capable of causing immediate water damage. How do I know if I have water damage?Your eyes and nose will tell you whether you have water damage. Among some of the tell tale signs are:
What do I do if I have water damage?Assess your home for water damage. Check your house to see if it is structurally sound. If you notice any bulging or sagging in the ceiling, there may be a possibility that the ceiling could cave in. Hardwood floors may buckle if enough water has been absorbed. Next, call your insurance company to report the water damage. Questions insurance companies will most likely ask include:
The insurance company will send a representative to the premises within 24 hours. The representative will provide an estimate of the damage and notify you as to whether or not your coverage will be covered or denied. After you've assessed the damage to your home and called your insurance company, your next step is to get the water out.
Water damage should be assessed within 24 hours. Allowing moisture to seep into the surfaces leads to mold which can cause chronic illnesses, asthma, and eczema. What will I most likely need to replace?What you replace depends on the degree of water damage. Big-ticket items that will require replacing include:
Some family heirlooms, textiles, and other items may be capable of being salvaged. The Federal Emergency Management Agency offers tips for salvaging these items. If mold and mildew begins to form, these items will need to be replaced as well. How can I get help on restoring my home?Call an expert to repair your home. The American Homeowners Association maintains a list of reputable contractors in your area. How can I prevent water damage in the future?Make regular inspections of your home to check potential trouble spots.
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